Florida Hometown Heroes Real Estate Program
A Special Thank You to Those Who Serve Our Communities
Up to $35,000 in Down Payment & Closing Cost Assistance
The Hometown Heroes Real Estate Program is a Florida-based initiative designed to make homeownership more affordable for the individuals who serve our communities every day. Whether you’re military, a first responder, healthcare worker, educator, or childcare professional — this program was created with you in mind.
Who’s Eligible
You may qualify if you are a full-time employee of a Florida-based employer working in any of the following professions:
- Military: Active Duty, Veterans, Retired Military
- Law Enforcement: Police, Sheriffs, Correctional Officers
- First Responders: Firefighters, Paramedics, EMTs
- Healthcare Professionals: Doctors, Nurses, CNAs, Technicians
- Education: Teachers, Aides, Administrators, Custodial Staff
- Childcare Providers
Program Highlights
| Benefit | Details |
|---|---|
| Assistance | Up to $35,000 (5% of loan amount) in down payment and closing cost support |
| Interest | 0% interest, 30-year deferred second mortgage |
| Terms | No origination fees or discount points |
| Residency | Property must be used as your primary residence |
Program Requirements
- First-time homebuyer (waived for active-duty military and veterans)
- Minimum credit score of 640
- Maximum household income up to $128,250 (varies by location and loan type)
- Must complete a program-approved homebuyer education course
- Program is available for one-time use only
Why Work With Me
As a local real estate professional with a reputation for integrity and results, I’m proud to serve the heroes in our community. My approach is client-focused, detail-oriented, and always tailored to your unique situation. When you work with me, you receive:
- Expert guidance from a real estate advisor who lives and works in your community
- Knowledge of the Hometown Heroes program and how to help you maximize its benefits
- A seamless, supportive buying experience from start to finish
